. Explainers
Day 1: Changing your mindset is hard work – do it every day and with intention
The way we think is called our mindset. Over the course of our lives, we encounter a whole spectrum of…
Take this lessonDay 1: The right money mindset for investors
Did you know that your savings eat into your money? Sounds illogical, but it’s true – at least when you…
Goal: Basic knowledge for getting started as an investor. Take this lessonDay 1 : The money mindset and why it’s so important
This course is all about the money mindset. This is the term we use to talk about your attitude toward…
Goal: Understand the money mindset. Take this lessonDay 1 : Your money mindset – and how you can change it
The money mindset – your attitude toward and outlook on money – describes how you feel and act when it…
Goal: Get to know your money mindset and understand how you can influence it. Take this lessonDay 1: Why it’s so important for you to have financial retirement provisions
At 25, retirement still seems plenty far away, but it’s closer than it seems. That’s why there’s a simple answer…
Goal: Understand how the retirement system works in Germany and why you should already be getting set up for retirement. Take this lessonDay 1: What exactly is an inheritance?
An inheritance is simply the transfer of assets from one person to another. This happens when someone passes away (known…
Goal: Learn the basics about inheritance. Take this lessonDay 2: Close your wealth gap
Did you know that the following three factors determine the wealth gap for women as a whole? Wage gap: Women…
Take this lessonDay 2: Investing, risk & return – the connection
Risk and return – what are they and how are the two connected? Risk and return are closely linked when…
Goal: Get to know basic terminology and types of investments, understand diversification. Take this lessonDay 2 : Why you do what you do: four exercises on your money mindset of the past and the present
Do you remember your first experiences with money? The first seven years of life are particularly formative, including when it…
Goal: Uncover something about your own financial past. Take this lessonDay 2 : Your income – what your work is worth and how you can increase your income
Your income determines how much you can invest. And what you invest has an enormous impact on your future wealth…
Goal: Get to understand your money mindset better and learn how not to sell yourself short. Take this lessonDay 2: How government pension insurance works – The young pay for the retirement of the elderly
The retirement system in Germany is built on a pay-as-you-go system in which the current workforce pays for today’s retirees….
Goal: Understand government pension insurance in Germany. Take this lessonDay 2: Create a balance sheet and determine your net worth
Before you take a single step, get clarity over your actual financial status. You should gain the most comprehensive grasp…
Goal: The first steps after you receive an inheritance. Take this lessonDay 3: Negotiate your salary – and do it boldly!
We hear a lot about the different financial gaps that affect us women. One of them is the pay gap,…
Take this lessonDay 3: Even more financial terminology, Part 1
Basic knowledge for your investment journey – market developments and forces
Goal: Basic knowledge for your investment journey – market developments and forces. Take this lessonDay 3 : Money and feelings, Part 1
A new money mindset begins with being conscious – conscious of your mindset as it is in this moment. Pay…
Goal: Gain an understanding of your own sentiments about money. Take this lessonDay 3 : Your financial planning – how you can take control over your money
Part of having a good money mindset is that you enjoy managing your finances. Or as a first step, that…
Goal: Manage and plan your finances wisely. Take this lessonDay 3: Corporate retirement plans – additional retirement through your employer
Corporate retirement plans are another means of securing your financial future. The employer is obliged to comply with the request…
Goal: Understand how you can provide for retirement with the help of your employer. Take this lessonDay 3: Why solid financial planning is still important
Even if you inherit a large sum of money, you should plan well and keep an eye on your expenses….
Goal: Understand why it's so important to keep your eye on your expenses. Take this lessonDay 4: Set your financial goals
The most important thing you can do on the way to financial freedom is to set financial goals! After all,…
Take this lessonDay 4: Even more financial terminology, Part 2
What are bonds? Bonds work off the principle of debt obligation. That means that you loan your money to the…
Goal: Basic knowledge for your investment journey – bonds. Take this lessonDay 4 : Money and feelings, Part 2
In the first three parts of this course, you have reflected quite a bit on your past and your personal…
Goal: Understand emotions, feelings, and thoughts even better. Take this lessonDay 4 : Peace with the piggy bank – really relaxing about your savings and emergency plans
Putting money away regularly is a crucial part of good money management. It’s essential to meeting your financial goals, which…
Goal: Make saving totally simple. Take this lessonDay 4: Your personal plan for retirement
If you want to relax during your retirement a handful of years from now, it’s important that you set yourself…
Goal: Learn the opportunities specific to your situation and come up with goals. Take this lessonDay 4: What to do with the inheritance?
For most people, an inheritance is a surprise, regardless of whether it’s 5000, 10,000, or even 500,000 euros. And a…
Goal: Dos and don'ts after inheriting. Take this lessonDay 5: Spending plans, budgeting – the first step toward saving and investing
Yesterday was about one of the first pillars of your finances: your income! At the end of the day, an…
Take this lessonDay 5: The investment opportunity of ETFs
The abbreviation ETF stands for “exchange-traded funds.” The money of many different investors is wrapped up together in a fund…
Goal: Find the right ETFs for you. Take this lessonDay 5 : Recognizing negative convictions and letting them go
Convictions are fixed beliefs about yourself and the world. They often stem from childhood, functioning as GPS coordinates of sorts,…
Goal: Start to change your mindset purposefully. Take this lessonDay 5 : The basics of investing – Part 1
Financial planning and saving are important. So far, so good! But now comes the next step – one that is…
Goal: Learn the basics and strengthen your money mindset as a future investor. Take this lessonDay 5: A problem known as the pension gap
The pension gap refers to the difference between what you receive as your government retirement payouts and the amount you…
Goal: Understand what the pension gap means for you. Take this lessonDay 5: Investment opportunities for your inheritance
When you’re ready to invest your inheritance, what asset classes are worth considering? To answer this question, think back to…
Goal: Understand investment opportunities. Take this lessonDay 6: How much money do I need to save?
You’ve surely heard this question get asked a lot or have thought it to yourself. The answer is pretty easy….
Take this lessonDay 6: Real estate investment opportunities
The topic of diversification comes back around here. Real estate is another asset class you can use to minimize your…
Goal: Understand how you can invest in real estate. Take this lessonDay 6 : Your money affirmations – what they are and why they’re so powerful
We’re getting crafty today! Only if you want to, of course. You can also just take notes or use slips…
Goal: Develop individual affirmations, transform negative convictions. Take this lessonDay 6 : The basics of investing – Part 2
Cash Most people are comfortable with cash. Like a good friend, we like having it with us. Cash is physical…
Goal: Learn some more basics and investment opportunities. Take this lessonDay 6: Closing the pension gap – how to do it and why it’s so important
We’ve already gone over the different types of retirement provisions in Germany: state pension with private opportunities for supplementing, and…
Goal: Learn how you can invest for retirement. Take this lessonDay 6: Inheritance law in Germany
When it comes to German inheritance law, what is known as universal succession applies. This means that the heirs inherit…
Goal: Wills, succession, exemptions – the legal side of inheritance. Take this lessonDay 7: Investing…what exactly is it?
Investing is one of the absolute best-kept secrets! The amazing thing is that once you start looking into it, it’s…
Take this lessonDay 7: Cryptocurrency investment opportunities
What are cryptocurrencies? You’re probably already familiar with the term Bitcoin. Bitcoin is what’s known as a cryptocurrency. These currencies…
Goal: Basic knowledge for investing in cryptocurrencies. Take this lessonDay 7 : One week of the money mindset
If you’ve chosen to take this course, you probably recognize a few familiar traits in the deficit money mindset. Are…
Goal: Course summary and future prospects. Take this lessonDay 7 : A week of you & your money – summary
Let’s take a look again at the start of the course. It began with your outlook on money and what…
Goal: Recap of the course material so you can get started. Take this lessonDay 7: Life insurance, taxes, and other opportunities
A life insurance policy is a contract between you and an insurance company. You make regular premium payments, and in…
Goal: Learn more opportunities for retirement provisions. Take this lessonDay 7: Let’s talk about it!
Now you have the fundamental knowledge, some important information, and an initial understanding of what inheritance is and what your…
Goal: Put theory to practice. Take this lessonMoney secret No. 8: The eighth world wonder: Interest and compound interest
Compound interest is unbelievably sexy! Don’t miss out on all the fun – get started ASAP!
Take this lessonMoney secret No. 9: Cash is Queen: Know the liquidity of your investments
Make sure you know exactly how liquid or illiquid the investment is that you’re buying.
Take this lessonMoney secret No. 10: Money-gobbling inflation
Investing is the best way to outplay money-gobbling inflation.
Take this lessonMoney secret No. 11: The time value of money
You should claim outstanding money as quickly as possible…and invest it as soon as you get it.
Take this lessonMoney secret No. 12: Risk is good! Learn to tolerate it…and even to love it!
Be brave and take the first step. Settle on an amount you can start with, open yourself a brokerage account…and…
Take this lessonMoney secret No. 13: Why is risk good?
More risk means more potential for higher returns.
Take this lessonMoney secret No. 14: Don’t sell when stock prices drop!
Investing is like shopping: Buy things when they’re on sale!
Take this lessonMoney secret No. 15: What does overcoming fear have to do with your financial future? It has everything to do with it.
You’re afraid of investing because you’re doing something you’ve never done before.
Take this lessonMoney secret No. 16: Avoid credit card debt
Avoiding credit card debt is a smart move.
Take this lessonMoney secret No. 17: What are ETFs?
Find a provider that can help you choose a diversified ETF portfolio and you’ll be well on your way to…
Take this lessonMoney secret No. 18 What is a brokerage account?
Learn about the exact kind of account you’re opening, including the fees that apply for transactions or for different account…
Take this lessonMoney secret No. 19: What is diversification?
Never put all your eggs in one basket when it comes to investing. With a wide distribution, also known as…
Take this lessonMoney secret No. 20: What are the different types of investments?
Cash, stocks, and bonds are the three main types of investments. It’s to your advantage to understand how they work…
Take this lessonMoney secret No. 21: How do rich people invest?
Think about what advice of the wealthy you want to latch onto. And then put it into action…right now.
Take this lessonMoney secret No. 22: Check your insurance policies and other contracts
Be completely honest with yourself and ask: Is it worth it for me to keep paying pension insurance?
Take this lessonMoney secret No. 23: Money and love…they go hand in hand
One of the most important conversations you can have in your life is the one with your partner about money.
Take this lessonMoney secret No. 24: What is ESG?
ESG investments grow quickly, and ESG ETFs are a good option if sustainable investing is important to you. Plus, research…
Take this lessonMoney secret No. 25: How can debt be good?
Remember that there is also such a thing as good debt. Learn how you can use good debt in your…
Take this lessonMoney secret No. 26: Find yourself a money mentor!
Find a money mentor to be by your side. Passing on your money knowledge is an enormous gift to a…
Take this lessonMoney secret No. 27: Avoid common investment mistakes
Are you overconfident, or do you check your portfolio too often? Figure out which investment mistake you’re more likely to…
Take this lessonMoney secret No. 28: Support the kids in your life!
You can help others by passing on your knowledge. Start with the kids in your life – an investment account…
Take this lessonMoney secret No. 29: Automated saving and investing are the key to success
Automated investments – one of the best ways you can do something positive for your financial future. And the time…
Take this lessonMoney secret No. 30: What about retirement?
Having a plan for retirement now will give you more peace of mind later. And remember, the sooner you start,…
Take this lesson